State Funding Blog

Homeschool costs can add up, especially for families with multiple children. There are homeschool supplies and learning materials to pay for, and of course curriculum costs. The good news is that there are ways to minimize and manage homeschool expenses. One great option is using ClassWallet.

AOP is a ClassWallet vendor, so families in states that offer Educational Savings Account (ESA) funding that includes homeschooling can use the digital wallet for AOP products. Rules for funding vary from state to state, but in many states across the country, families can use ClassWallet to facilitate ESA funding purchases of Ignite Christian Academy tuition, Monarch subscriptions, and LIFEPAC and Horizons curriculum. 

Let’s dive into some of the most frequently asked questions about ClassWallet, including what it is, how it works, who can use it, and how it can be used on AOP products. 

Q: What is ClassWallet?

A: ClassWallet is a digital wallet and platform designed to streamline the management of ESA funds. It allows homeschool families to use state-allocated funds to make educational purchases, track the expenses, and budget efficiently, simplifying the process of using ESA funding.

Q: How can ClassWallet be used for homeschooling expenses?

A: Depending on what your state’s ESA allows, ClassWallet can be used to cover a variety of homeschooling expenses, including:

• Curriculum purchases like textbooks, workbooks, and digital curriculum.

• Educational supplies like notebooks, art materials, and science kits.

• Tutoring services and other educational support services.

• Extracurricular activities like music lessons, sports, and educational field trips.

Q: What are the common rules or regulations for using ClassWallet?

A: While rules can vary by state, common regulations include:

• Purchases must be made from vendors approved by the state or educational authority.

• Only specific educational expenses are eligible for reimbursement.

• Receipts and proof of purchase must be submitted for reimbursement.

• There may be spending limits on certain categories.

Q: Where can I find information on ClassWallet rules for my state?

A: AOP’s financial assistance site includes information on which states use ClassWallet. You can find some general information on ClassWallet’s website. However, ClassWallet also provides tutorials and other information for parents to the Department of Education websites of participating states. So, you can find more detailed information on your state’s Department of Education website. EdChoice.org is also a great resource for information on ClassWallet and other school choice funding topics. 

Q: What are the three purchase options ClassWallet may offer?

A: The three options include:

• Marketplace: With this option, you can make purchases directly from a curated selection of approved vendors. ClassWallet partners with various educational retailers and service providers to offer a wide range of items, from books to technology, ensuring homeschool families can easily access the resources they need. The marketplace connects parents directly to approved vendors’ websites to shop and purchases are made within the ClassWallet platform using the available education funds.

• Direct Pay: With this option, you request an invoice from the homeschool vendor and submit the invoice to ClassWallet. Then, ClassWallet sends payment to the vendor, completing the purchase.

• Reimbursement: With this option, you pay with personal funds initially, and then get reimbursed for eligible expenses. To get reimbursed, you’ll submit receipts or other proof of payment through the ClassWallet platform. After reviewing the expenses for compliance with guidelines, ClassWallet issues a reimbursement. Timelines for reimbursement will differ from state to state, but you can track progress on the ClassWallet platform.

Q: How can I use ClassWallet on AOP.com?

A: Purchasing options will vary depending on the state, but where available, you can use the following options for AOP products: 

• All three ClassWallet purchase options may be used for Ignite Christian Academy purchases. Schedule your call with an admissions advisor.

• All three options may also be used for Monarch yearly subscription or single course purchases. After your order is processed, a customer service representative will be in contact to set up your account.

• All three options may also be used for LIFEPAC and Horizons print curriculum purchases.

Q: How do I use ClassWallet for Ignite Christian Academy?

A: Directions for each ClassWallet purchase option are as follows. 

Marketplace purchases:

1. Log in to ClassWallet. 

2. Select Ignite Christian Academy and it will launch the Ignite website from your ClassWallet login. 

3. Add your purchase to cart.

4. Click checkout with ClassWallet on the Ignite website.

5. You’ll be directed back to your ClassWallet account to review your order and follow instructions to complete your purchase.

6. Once the order is approved, an Ignite representative will contact you to get your student started.

Direct pay purchases:

1. Contact Ignite customer service at 800-682-7396 and request an invoice.

2. Submit the invoice to ClassWallet.

3. ClassWallet sends payment directly to Ignite with the details of the order.

4. When the funds are received, an Ignite representative will contact you to finalize your order.

Reimbursement purchases:

1. Either set up a consultation appointment with an Ignite advisor or visit the academy’s How to Enroll webpage to begin the application process.

2. After your application is completed, an educational advisor will guide you through course enrollment and payment.

3. Request a receipt be provided after payment. Log in to ClassWallet and navigate to the reimbursement section. In this section you will upload your receipt and any other required documentation (e.g., proof of educational need) then fill out the reimbursement forms with the details of your purchase, the amount spent, and the vendor (Ignite).

4. Submit your reimbursement request for review.

5. Wait for the request to be reviewed. This may take a few days to a few weeks, depending on your state’s process.

6. Once approved, the reimbursement amount will be credited back to you according to your state’s process. Reimbursement forms vary from state to state. For example, some may provide a check, while others may provide a prepaid credit card. Be sure to confirm the form of reimbursement with your state.

Q: How do I purchase a Monarch subscription using ClassWallet?

• Directions for each ClassWallet purchase are as follows.

Marketplace purchases: 

1. Log in to ClassWallet

2. Select AOP and it will launch the AOP website from your ClassWallet login.

3. Shop Monarch and select Monarch Full Access* or a single course.

4. If you choose Monarch Full Access, you’ll see the product labeled as “30-Day Free Trial;” however, the free trial period is ineligible for ClassWallet purchases. You’ll still add this product to cart, even though the free trial period won’t apply.

5. On this product page, select monthly or yearly.

6. If you already have an AOP account, you’ll click the button to log in. If not, you’ll be prompted to create an account. 

7. In the next screen, you’ll select your student and monthly or yearly again. Add to cart.

8. In the next screen, click the “Check Out.”

9. In the next screen, select “free shipping” (even though it’s digital) and enter your phone number

10. Click “Check out.”

11. This will redirect you back to ClassWallet

12. Here you’ll see the total cost listed correctly and click “Checkout” a final time. 

13. Once the order is approved, a Monarch representative will contact you to get you set up.

*Please Note: 

• ClassWallet purchases are not eligible for the 30-day free trial period. Funds are processed immediately upon approval, beginning the one year (365 day) subscription.
• ClassWallet does not honor any other discounts, including promos or coupons.
• Choosing the yearly subscription option will allow you to use ClassWallet to pay for a full year. Choosing a monthly subscription will allow you to use ClassWallet to pay for the first month. After that, the payment method saved to your AOP account will automatically be charged each month until the subscription is cancelled. 

Direct pay purchases:

1. Contact AOP customer service at 800-622-3070 and request an invoice for a yearly Monarch Full Access Subscription or for a single course.

2. Submit the invoice to ClassWallet.

3. ClassWallet sends payment directly to AOP with the details of the order.

4. When the funds are received, a Monarch  representative will contact you to finalize your order.

Reimbursement purchases:

1. Visit AOP.com to shop LIFEPAC or Horizons curriculum. 

2. Add your curriculum to cart, check out, and pay. Save your receipt.

3. Submit your reimbursement request for review.

4. Wait for the request to be reviewed. This may take a few days to a few weeks, depending on your state’s process.

5. Once approved, you’ll be reimbursed in the form chosen by your state, which may be a check or prepaid credit card, for example. Be sure to check your state’s reimbursement process for state-specific information.

You can check the status of your reimbursement request in your ClassWallet account.

Q: How do I purchase LIFEPAC and Horizons curriculum using ClassWallet?

A: Directions for each ClassWallet purchase option are as follows. 

Marketplace purchases:

1. Log in to ClassWallet. 

2. Select AOP and it will launch the AOP website from your ClassWallet login. 

3. Add the LIFEPAC and Horizons curriculum you choose to cart.

4. Choose your shipping option and enter your phone number.

5. You’ll be directed back to your ClassWallet account to choose which purse to pay with and complete your purchase.

6. After approval, your order will ship and you’ll receive an email with order confirmation and tracking information. 

Direct pay purchases:

1. Visit AOP.com and choose the LIFEPAC or Horizons curriculum you’d like to purchase. 

2. Contact AOP customer service at 800-622-3070 and request an invoice for the products.

3. Submit the invoice to ClassWallet.

4. ClassWallet sends payment directly to AOP with the details of the order.

5. When payment is confirmed, the order is finalized and shipped.

Reimbursement purchases:

1. Visit AOP.com to shop LIFEPAC or Horizons curriculum. 

2. Add your curriculum to cart, check out, and pay. Save your receipt.

3. Submit your reimbursement request for review.

4. Wait for the request to be reviewed. This may take a few days to a few weeks, depending on your state’s process.

5. Once approved, you’ll be reimbursed in the form chosen by your state, which may be a check or prepaid credit card, for example. Be sure to check your state’s reimbursement process for state-specific information.

You can check the status of your reimbursement request in your ClassWallet account.

Using ClassWallet with AOP.com simplifies the process of purchasing high-quality Christian homeschool curriculum and resources. Whether you’re purchasing tuition for ICA, a yearly full access or single course Monarch subscription, or print homeschool curriculum from LIFEPAC and Horizons, ClassWallet provides a streamlined, efficient way to manage your homeschooling expenses. 

Looking for other ways to save? Be sure to visit AOP.com and explore our resources on state education funding, appreciation discounts, AOP Learning Perks, and other ways to get the most out of your homeschool experience. Happy homeschooling!